Panama City Beach Conditions Today
Live water temperature, tides, waves, and UV for Panama City Beach, Florida
Updated 6:03 AM CDT
Current conditions
Best time to go today
Morning now
6 AM – 11 AM
82/100
- 77°F, wind 4 mph
- Low UV (2)
- ⚠ 61% chance of rain
Midday
11 AM – 3 PM
88/100
- 81°F, wind 5 mph
- ⚠ UV reaches 8 — high
Afternoon
3 PM – 7 PM
96/100
- 83°F, wind 7 mph
- Golden hour before sunset
Best for
Rip current risk
NWS TAE Surf Zone Forecast, issued 2026-08-28. Always follow lifeguard instructions and posted flags.
Today's tide schedule
| Tide | Time CDT | Height |
|---|---|---|
| ⬆️ High | 9:07 AM | 1.5 ft |
| ⬇️ Low | 5:55 PM | 0.6 ft |
Predictions from NOAA station Panama City Beach · 8.1 km away.
About Panama City Beach
Panama City Beach sits on the Florida coast, where the water runs from about 60°F in January to 88°F in August.
The water averages above 70°F in April, May, June, July, August, September, October and November — 8 months of the year — peaking around 88°F in August and dropping to about 60°F in January.
Today it is 87°F. That is 1° below the August average of 88°F here.
Tide predictions come from NOAA station Panama City Beach about 8.1 km away on the open coast.
Frequently asked questions
Is today a good beach day at Panama City Beach?
We score today 96 out of 100 — great. The best window is afternoon (3 PM – 7 PM).
How warm is the water at Panama City Beach?
About 87°F. That is 1° below the August average of 88°F here.
Are there rip currents at Panama City Beach today?
The National Weather Service rates the rip current risk at Panama City Beach as moderate for today. Life-threatening rip currents are possible in the surf zone — swim near a lifeguard.
Where do the tide times on this page come from?
Tide predictions come from NOAA station Panama City Beach about 8.1 km away on the open coast.